means credit rating and deposit solutions or packages that aid a lending or depository marriage involving the financial institution and consumers, small firms, or small farms.
On request, a bank should provide copies, possibly on paper or in digital variety appropriate to the individual making the request, of the information in its community file. The financial institution may possibly demand an inexpensive price not to exceed the cost of copying and mailing (if not delivered in digital sort).
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
A bank that features modified or more effectiveness analysis factors with accompanying annual measurable objectives in its approach have to specify in its system once-a-year measurable ambitions that represent “Satisfactory” effectiveness and may specify yearly measurable goals that represent “Remarkable” overall performance.
) An index of the geographic spots served by the community growth loan or Group progress expenditure, specifying any county, Point out, multistate MSA, or nationwide spot served; and
) The allocation of loans, investments, companies, and solutions to the lender, or amongst affiliated banking institutions, need to reflect a reasonable read more basis for that allocation and may not be for the only or primary intent of inappropriately enhancing any financial institution's CRA evaluation.
(two) The dispersion of a bank's closed-finish home home finance loan lending, modest company lending, little farm lending, or car lending within a facility-primarily based assessment area to ascertain regardless of whether you will discover gaps in lending that aren't discussed by effectiveness context;
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(5) Info and data furnished by the bank regarding the bank's organization tactic and products offerings;
An amendment to a approach will have to adjust to all suitable prerequisites of the area, Unless of course the Board waives a prerequisite as not applicable.
The Board evaluates an intermediate bank's history of assisting to meet up with the credit history requirements of its complete community pursuant towards the Retail Lending Test in § 228.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) A big lender could modify the Retail Services and Merchandise Test by eliminating a ingredient on the test.
(i) The whole lot of just one MSA (utilizing the MSA boundaries which were in result as of January one from the calendar 12 months during which the delineation applies), excluding any counties Within the large financial institution's facility-centered assessment areas; or